The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"
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4.9 |
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4.7 |
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4.8 |
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4.9 |
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5 |
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100% customers would recommend this
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Read all user reviews at daveramsey.com |
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Life Saver!!!This Book literally saved my life! Depressed, close to divorce, bankruptcy and foreclosure, I found Dave Ramsey and the "Total Money Makeover" on the internet. One year later I am living life with passion, purpose and I am Gazelle Intense! My wife and I are 18 months from being DEBT FREE (besides the house) and are looking forward to investing for our future and paying cash for our kids college education! Thank you for literally saving my life Dave Ramsey!!!
Keith Frederick, MD
Top 10 BookThe Total Money Makeover easily made it into the top 10 books I've read. There are all kinds of self help books out there, but other than the Bible there is nothing that reaches as far into so many parts of your life as money. Dave knows how to spell it out and delivers great testimonies for examples of what to do and what not to do. Keep up the great work Dave!
Aaron Orange City, IA
Hopeless No MoreI felt hopeless. I had no idea what a breakthrough I could have once I understood how to make my money work for me. Listening to Dave and reading this book has changed my life. I WILL be debt free in less than 24 months.
Shan GA
Dave has been featured on 60 minutes, The Oprah Winfrey Show, ABC's Good Morning America and much more. Learn More
Get out of debt the same way you learned to walk—one step at at time. Dave has taught these principles to millions through this book. Here's the process:
Step 1
$1,000 in an emergency fund($500 if your income is under $20,000 per year)
Step 2
Pay off all debt except the house using the debt snowball
Step 3
Three to six months of expenses in savings
Step 4
Invest 15% of your household income into Roth IRAs and pre-tax retirement plans
Step 5
College funding
Step 6
Pay off your home early
Step 7
Build wealth and give!